Author
BAYINDIR, Servet, Bagci, Okan
Publication Place
Gaziantep University -
Gaziantep University
Subject
Interest, Profit
Type
Book
Language
ara,tur
Digital
Yes
Manuscript
No
Library
Leitir Library
Library Asset ID
ISSN: 2149-3979, EISSN: 2651-2718, DOI: 10.52886/ilak.917477
Record ID
cdi_doaj_primary_oai_doaj_org_article_d18f9698109d42bfbd6e2586ea56dda5
Library Location
DOAJ Directory of Open Access Journals
Notes
Interest is an economic problem that has been discussed in almost every period of history. The definition and justification of interest were decisive in these discussions. There are many different definitions of interest in both Islamic and Western sources. In this article, it is argued that the definitions widely accepted in the literature cannot reveal the subject clearly, and this has resulted in many interest-bearing transactions in our age being perceived and marketed as trade. Therefore, it is clear that a new definition of interest is needed. Based on this assumption, an alternative definition for interest is proposed. In the Quran, riba is discussed comparatively with charity, zakat, qard and especially bey, and it is emphasized that riba is different from these asset transfer methods in terms of its structure. The riba referred to in the Quran and the Sunnah is the riba known and practiced throughout history. We do not find the distinction between riba as Jahiliyyah (Quran riba) and sunnah (fadl) riba accurate. Because riba is expressed as a whole in its different aspects in the nass. In classical sources, riba is generally defined in legal approaches as "unrequited excess stipulated in the transaction" or "a contract in which the unrequited excess is conditioned". In both definitions, the emphasis is not on the operational aspect of riba, but on the revenue, excess and result side from a legal perspective. This situation is similar in Western literature. The legal definition of riba, which focuses only on excess, has resulted in the operational side of the matter being overlooked. As a result of this, many transactions throughout history and today, although essentially riba, have been implemented under different and innocent names and disguises, thus deceiving humanity. We believe that correctly positioning riba etymologically, knowing how it was used in the period before Islam, what it meant, and correctly understanding the different meanings and contents that Islam attributes to this concept will contribute to placing the subject on the right basis.
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